The page outlines general fee and insurance information for The Counseling Collaborative. Please feel free to contact us with any questions, concerns or comments about these policies.
Self Pay Rate
Initial Consultation is Free of Charge
$125 per 50 Minute Session (individual, couples or family session)
$185 per 90 Minute Session (individual or couples session)
Out of Network Coverage
Most of our clinicians are in-network participating providers with Anther, Blue Cross Blue Shield (BCBS), and Cigna/Evernorth Plans. We also have clinicians in network with Alliant, Aetna, United Health Care, and other plans. Please contact our front office at firstname.lastname@example.org to see if your insurance plan will be considered in network with one of our clinicians.
We can provide out of network coverage for clients insured by some insurance companies including Aetna, Blue Care Network, Cigna, Humana, Magellan, Value Options on an out-of-network basis. You would be reimbursed directly by your insurance plan, but you would be responsible for the full cost of services after your appointment. We also are participators of some EAP programs through your employer. However, there are some things you should be aware of before proceeding with these options.
Insurance companies require us to give you a mental disorder diagnosis if we were to use your plan. Many people that we work with would just need new skills, different strategies to try at home or work, or just need a space to talk things out- they do not necessarily have a medical diagnosis. Someone going through a divorce, struggling at work, or wanting to improve relationships does not need to be and should not be diagnosed. The diagnosis you would have received if we did work with insurance becomes part of your permanent insurance and healthcare records. Also, some diagnoses and experiences are not recognized by the most recent Diagnostic and Statistical Manual (DSM-V), like race based traumatic stress, internet addiction, Post Traumatic Slave Syndrome, sex addiction, parental alienation syndrome and many others.
Also, our therapists are licensed in different fields and professions to allow us to meet your specific needs. However, many insurance companies put restrictions on what types of services they will cover. For example, many insurance companies do not cover marriage or family counseling. Along these lines, we want you to be actively involved in determining what type of care you are receiving, with insurance, many of your choices and our treatment options are limited.
Lastly, the most important thing to consider when using insurance is that it jeopardizes your confidentiality. We want to keep your information as private and personal to you as possible, and we take all measures to ensure that your information is as safe and secure as possible by limiting exposure or possible breaches. Submitting claims to your insurance company means that anyone involved in processing that claim has legitimate access to your records. Your insurance and healthcare records may be used to determine eligibility for future coverage and treatment. Also, if you or your child plan to apply for certain jobs (military, public service, etc) then your medical records may be requested, and these diagnoses would be disclosed to the employer or agency that requested them.
If you would like to proceed with these options then our licenses, training, and education will allow you to be qualified for in or out-of-network reimbursement from these insurance plans if this is part of your policy. If you need assistance through this process, please let us know and we can provide help through this!
You have the option of making payment by cash, check, health savings (HSA) or credit card at the end of each session. If you are utilizing out of network benefits, I can provide an invoice at the end of each month which you can submit to your health insurance company for reimbursement.
Please contact our office for any additional questions you may have. We look forward to working with you!
In Network Coverage